South Washington County Schools Community Education

Learn how to be more successful when acquiring real estate by understanding the purchase agreement, strategies for getting your offer accepted in multiple offers, and different ways to cover closing costs and mortgage insurance. We explore Twin Cities housing market data, an overview of loan programs- including a loan for escrowing improvements, appraisal issues affecting a home sale, and small things to improve your chances of selling your property. Making updates such as paint, carpet, light fixtures, and de-cluttering. An opportunity for a no obligation price evaluation of your home by the instructor is included with class tuition.

Discover more about planning a secure retirement than most people learn in a lifetime. This course blends financial education with life planning to help you build wealth, align your money with your values, and achieve your retirement lifestyle goals. Learn how to manage investment risks, use new tax laws to your advantage, make informed decisions about your company retirement plan, and adjust your estate plan to function properly under the new laws. A 225-page illustrated textbook is included. (Add your Spouse to your registration, at no charge, and share materials.)

Explore alternatives to single family living from cooperatives, subsidized apartments, market rate independent rentals, and housing complexes that offer a continuum of care ranging from independent living to assisted living. Come with your questions to decide what will work best for you and what are your next steps?

The Home Equity Conversion/Reverse Mortgage can allow qualified borrowers age 62+ to access their home equity and turn it into tax-free* cash to fund the retirement they have always dreamed of. Home Equity and Reverse Mortgages need to be better understood by the baby boomer retirees as it represents a viable retirement income solution for millions. However, biases and misconceptions are holding people back from unlocking the full potential of their home in retirement.The funds from a reverse mortgage can greatly supplement your retirement income with the possibility of eliminating your monthly mortgage payment. You remain the owner of the home, stay on title, and never owe more than the home is worth at the time the home is sold for both yourself and your heirs.

This class is a must for anyone who has a family member currently in a nursing home, or who may need a nursing home in the future. Can any assets be protected? (Yes, they can.) What is the difference between Medicare and Medicaid? (You'll learn them.) Are there any special benefits available to a veteran? (Yes, there are.) Gain crucial information you must have when your family finds itself headed for a nursing home. Get the info. you need now.

Who will be the guardian of your minor children if you die? Who will serve as your Personal Representative and who do you wish to inherit your property? Without a Will, the laws of the State of Minnesota and a Probate Court judge make those decisions. Whether married, single or divorced, a Will can ensure that your wishes are carried out. Prepare a complete legal Will during class. Receive instructions, a professionally prepared document, and a notary public – everything you need. The Will is for individual use, designed for those who do not own a business. Couples must register individually.

Learn alongside your peers how to set goals, reach financial freedom, and have financial stability. Find out how to maintain excellent credit while paying off debt. This interactive course is designed to be fun and energizing. Discover how to manage your money to make it work for you!