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Social Security for Couples: Maximizing Your Benefits Together


Adult Classes and Activities / Manage Money -
Fall 2024

Are you and your spouse nearing retirement age? Learn how to get the most out of your Social Security benefits as a couple. Topics include:

  • How marriage impacts Social Security - The spousal and survivor benefits you may be eligible for based on your work records.
  • Deciding when to claim - Strategies for timing when each spouse claims benefits to maximize your household income over your lifetimes
  • Coordinating with other income sources - Factoring Social Security into your overall retirement income plan alongside 401(k)s, IRAs, pensions, etc.
  • Taxes and Social Security - How benefits are taxed and ways to minimize taxes on your benefits in retirement
  • Working while receiving benefits - The earnings limits that may affect your benefits
  • Technique higher-earning couples can utilize
  • this class is essential for married couples wanting to ensure they receive their full share of the Social Security benefits they've earned. Attend with your spouse or partner. 

Rolf White

ROLF is an experienced professional and Accredited Investment Fiduciary (AIF®). This designation is a professional certification that demonstrates an advisor serving as an investment fiduciary has met certain requirements to earn and maintain the credential. AIF® Designees can demonstrate that they have met educational, competence, conduct and ethical standards to carry out a fiduciary standard of care and serve the best interests of their clients. He is a financial advisor with over 20 years of industry experience and has conducted seminars on financial planning and related topics all over central and southern Minnesota. He has been teaching for over 10 years in nearby school districts. He is dedicated to providing quality advice to his clients, utilizing a financial planning system that gives clients a complete overview of their situation with sound ethical advice that will allow them to achieve their financial goals. He is a small business owner for over 20 years and community volunteer.

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  Rolf White


Program Center : Monet Room (CE Library)
Monday, Dec 2
6:30 - 8:00 PM

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Min Age   50 yr.