South Washington County Schools Community Education

Are you and your spouse nearing retirement age? Learn how to get the most out of your Social Security benefits as a couple. Topics include: How marriage impacts Social Security - The spousal and survivor benefits you may be eligible for based on your work records. Deciding when to claim - Strategies for timing when each spouse claims benefits to maximize your household income over your lifetimes Coordinating with other income sources - Factoring Social Security into your overall retirement income plan alongside 401(k)s, IRAs, pensions, etc. Taxes and Social Security - How benefits are taxed and ways to minimize taxes on your benefits in retirement Working while receiving benefits - The earnings limits that may affect your benefits Techniques higher-earning couples can utilize This class is essential for married couples wanting to ensure they receive their full share of the Social Security benefits they've earned. Register with your spouse or partner. 

Did you know that women face unique challenges when it comes to maximizing their Social Security benefits? Attend this women-focused seminar to learn proven strategies for getting every dollar you deserve from the Social Security system. As women, we tend to have lower lifetime earnings, more breaks from the workforce for childrearing or caregiving, and longer life expectancies. That's why it's critical to understand key Social Security provisions like: How to qualify for spousal and survivor benefits off your husband's record Increasing your payments by delaying claims as long as possible Managing the earned income limits if you continue working Collecting on your ex-spouse's record after divorce Minimizing taxes on yur Social Securitty income in retirement This seminar is tailored specifically to the needs of women like you. Get the facts, dispel the myths, and walk away with valuable information for a more secure retirement income. You've worked hard your whole life - don't let your Social Security benefits go underutilized!